Top 5 Mortgage Mistakes to Avoid
Avoid these common pitfalls: 1) Not checking your credit early, 2) Making large purchases before closing, 3) Changing jobs during the process, 4) Not getting pre-approved, 5) Skipping the home inspection.
Featured Articles
First-Time Buyers
Tips & Advice
Mortgage Do's and Don'ts
DO: Pay bills on time, save for down payment, get pre-approved. DON'T: Open new credit cards, make large deposits, co-sign loans for others.
Credit Tips
How to Raise Your Credit Score
Improve your score by: Paying down credit cards, disputing errors, becoming an authorized user, paying bills on time, keeping old accounts open.
Refinancing
When Should You Refinance?
Consider refinancing when: Rates drop 0.75% or more, your credit improves significantly, you need to remove PMI, or you want to change loan terms.
Saving Tips
Down Payment Strategies
Smart ways to save: Automate savings, use windfalls wisely, explore down payment assistance programs, consider gift funds from family.
Market Analysis
2024 Housing Market Outlook
What to expect: Stabilizing interest rates, increased inventory in key markets, continued demand from millennials, growth in suburban areas.