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Your Complete Home Buying Guide

Everything you need to know from pre-approval to keys in hand

The Home Buying Journey

1

Get Pre-Approved

⏱ Typical Timeline: 1-2 days

Start by getting pre-approved for a mortgage. This shows sellers you're serious and helps you understand your budget.

Checklist:
  • Gather financial documents
  • Submit application
  • Receive pre-approval letter
2

Find a Real Estate Agent

⏱ Typical Timeline: 1 week

A good agent will help you navigate the market, negotiate offers, and handle paperwork.

Checklist:
  • Interview agents
  • Check references
  • Sign buyer's agreement
3

Shop for Your Home

⏱ Typical Timeline: 1-3 months

View homes within your budget, consider neighborhoods, schools, and commute times.

Checklist:
  • Create wish list
  • Attend open houses
  • Schedule private showings
4

Make an Offer

⏱ Typical Timeline: 1-3 days

Work with your agent to submit a competitive offer based on market analysis.

Checklist:
  • Determine offer price
  • Include contingencies
  • Submit earnest money
5

Home Inspection

⏱ Typical Timeline: 1 week

Hire a professional inspector to evaluate the property's condition.

Checklist:
  • Schedule inspection
  • Review report
  • Negotiate repairs
6

Finalize Your Mortgage

⏱ Typical Timeline: 3-4 weeks

Complete the underwriting process and secure your loan.

Checklist:
  • Submit documents
  • Schedule appraisal
  • Lock interest rate
7

Close on Your Home

⏱ Typical Timeline: 1 day

Sign the final paperwork and receive your keys!

Checklist:
  • Final walkthrough
  • Review documents
  • Get your keys!

Ready to Start Your Journey?

Get pre-approved today and take the first step toward homeownership