Mortgage Calculators

Plan your mortgage with confidence using our free financial tools

Mortgage Payment Calculator

Calculate your monthly mortgage payment including principal and interest

Home Price

Down Payment (%)

Down Payment ($)

Interest Rate (%)

Loan Term

Monthly Payment

$2,528

Principal & Interest

Payment Breakdown

Loan Amount: $400,000

Total Interest: $509,918

Total Paid: $909,918

Home Affordability Calculator

Find out how much home you can afford based on your income

Annual Income

Monthly Debts

Down Payment

Interest Rate (%)

Loan Term

You Can Afford

$425,000

Maximum Home Price

Affordability Details

Max Monthly Payment: $2,333

Debt-to-Income Ratio: 33%

Max Loan Amount: $375,000

Refinance Calculator

See how much you could save by refinancing your mortgage

Current Mortgage

Current Balance

Current Rate (%)

Years Remaining

New Mortgage

New Rate (%)

New Term

Closing Costs

Refinance Savings

Monthly Savings

$425

Break-Even Point

12 months

Lifetime Savings

$153,000

15-Year vs 30-Year Mortgage Comparison

Compare the total cost and monthly payments of different loan terms

Loan Amount

Interest Rate (%)

30-Year Fixed

$2,528

Monthly Payment

Total Interest: $509,918

Total Paid: $909,918

15-Year Fixed

$3,478

Monthly Payment

Total Interest: $226,081

Total Paid: $626,081

You save $283,837 in interest with a 15-year mortgage!

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