Conventional Loans
Flexible down payment options, ideal for primary or investment homes.
- ✓ As little as 3% down for qualified buyers
- ✓ Competitive fixed and adjustable rates
- ✓ No upfront mortgage insurance
- ✓ Loan amounts up to $766,550 (2024 limit)
- ✓ Perfect for buyers with good credit
FHA Loans
Designed for first-time buyers with lower down payment requirements.
- ✓ Down payments as low as 3.5%
- ✓ Credit scores from 580 accepted
- ✓ Gift funds allowed for down payment
- ✓ Lower interest rates available
- ✓ Government-backed security
VA Loans
Exclusive benefits for U.S. veterans and service members.
- ✓ Zero down payment required
- ✓ No private mortgage insurance (PMI)
- ✓ Competitive interest rates
- ✓ No prepayment penalties
- ✓ Assumable loans available
Self-Employed Loans
Tailored programs for business owners and freelancers.
- ✓ Bank statement programs (12-24 months)
- ✓ Asset-based qualification options
- ✓ No tax return programs available
- ✓ Stated income verification
- ✓ Flexible documentation requirements
Reverse Mortgages
Unlock home equity for retirement planning.
- ✓ No monthly mortgage payments
- ✓ Tax-free cash disbursements
- ✓ Stay in your home for life
- ✓ FHA-insured HECM loans
- ✓ Multiple payment options
Second Mortgages/HELOC
Access your home equity for any purpose.
- ✓ Borrow up to 90% of home value
- ✓ Interest-only payment options
- ✓ Revolving credit line
- ✓ Use for any purpose
- ✓ Tax-deductible interest (consult tax advisor)